Your full finance toolkit
24 calculators for loans, investments, tax and quick maths — works fully offline, no ads, no sign-in.
EMI Calculator
Choose the answer you want, then enter the other three values.
Advanced
Amortization Schedule
Uses the loan from the EMI Calculator.
Repayment over time
Balance decay and the yearly principal-interest mix.
Prepayment Analysis
Interest saved and time cut. Uses the loan from EMI Calculator.
Home Loan Eligibility
FOIR-based eligibility with an LTV cross-check.
LTV cross-check
Compare Loans
Up to four scenarios — bank vs bank, or tenure vs tenure.
Flat ⇄ Reducing Rate
Expose the true cost of a "flat rate" quote — the classic DSA reveal. Also computes APR with processing fee.
Balance Transfer
Should the client switch lenders? Net saving after the transfer cost.
SIP Calculator
Future value of a monthly mutual-fund investment.
Step-up SIP
Increase your SIP every year — models a rising income.
Lumpsum Calculator
Growth of a one-time investment.
Goal Planner
How much to invest monthly to reach a target.
SWP Calculator
Systematic withdrawal — how long a corpus lasts.
FD Calculator
Fixed deposit maturity (quarterly compounding).
RD Calculator
Recurring deposit maturity.
PPF Calculator
Public Provident Fund — yearly deposit, compounded annually.
Income Tax
FY 2026-27 (AY 2027-28). Compares an estimate under both regimes using the values you enter.
Old-regime deductions
HRA Exemption
How much house-rent allowance is tax-free (old regime).
GST Calculator
Add or remove GST, with CGST/SGST split.
Compound Interest
Growth with periodic compounding.
Simple Interest
Flat interest on principal.
Inflation Calculator
What today's money will cost — and be worth — later.
Amount in Words
Indian format — handy for sanction letters and cheques.
Saved Loans
Stored on this device. Tap to reload into the EMI Calculator.